Buying property is one of the most significant decisions in life, especially in a fast-growing city like Indore. Without proper legal checks, even a seemingly perfect deal can lead to stress, financial loss, or ownership disputes.
Working with the best property broker in Indore, Samprati Properties, Where Experience Meets Innovation, ensures that every critical document is thoroughly verified before you commit.
Here are the ten essential legal documents every buyer must check before finalizing a property purchase:
1. Title Deed
The Title Deed proves the seller’s legal ownership. Ensure that:
• The property is free from disputes or litigation
• All prior ownership transfers are recorded accurately
• The seller has complete right to sell
This is the most important document for secure property ownership.
2. Sale Agreement
The Sale Agreement outlines:
• The final agreed price and payment schedule
• Possession timelines
• Penalties for delay or breach
It protects both buyer and seller until the property is officially registered.
3. Registered Sale Deed
Once registered at the Sub-Registrar’s office, the ownership of the property is legally transferred to the buyer. An unregistered sale deed has no legal value.
4. Mother Deed
The Mother Deed traces the complete history of ownership. It ensures there are no gaps, illegal transfers, or hidden disputes in records.
5. Encumbrance Certificate (EC)
The EC confirms whether the property is free from:
• Loans or mortgages
• Court disputes or legal claims
• Other liabilities
It is advisable to check EC records for at least the last 12–30 years.
6. Khata / Property Tax Record
Issued by the Indore Municipal Corporation (IMC), this document confirms the property is listed in municipal records. Required for:
• Municipal approvals
• Utility connections
• Tax payment verification
Note: Khata does not prove ownership.
7. Building Plan Approval
Ensure the construction follows the approved plan by IMC or Town & Country Planning. Unauthorized deviations can lead to fines or demolition notices.
8. Completion Certificate (CC)
A CC confirms that construction was completed as per approved plans and building regulations. Absence of a CC may indicate non-compliance or illegal construction.
9. Occupancy Certificate (OC)
The OC certifies that the building is safe for occupation. Without OC:
• Banks may deny home loans
• Utilities may not be fully approved
• Occupancy may be considered illegal
For ready-to-move-in homes, an OC is essential.
10. RERA Registration Certificate
Mandatory for all under-construction projects, the RERA certificate ensures:
• Transparency in construction
• Timely delivery
• Legal compliance
Always verify project details on the MP RERA website before proceeding.
Additional Smart Checks for Buyers
• Mutation records updated in your name
• Latest property tax receipts
• Society NOC for resale properties
• Builder credibility and delivery history
These extra steps help avoid complications later.
Red Flags to Watch
• Deals offered at unusually low prices
• Sellers refusing document inspection
• Unregistered agreements or cash-only deals
• Documents with mismatched or missing details
If something seems suspicious, do not proceed.
Final Guidance
Buying a home is a long-term investment. Ensuring these documents are verified protects you from legal disputes, financial loss, and stress in the future.
For a completely secure and hassle-free experience, buyers in Indore rely on Samprati Properties, the best property broker in Indore, Where Experience Meets Innovation, to guide them through every step of the legal process.
